|| After completion of six months of service.
|| After completion of two years of service
Quantum of Loan
List of Items
Loan admissible for purchase of computer (desktop/ laptop) and necessary peripherals (monitor/ keyboard/ mouse/ speakers/ headphone/printer/multi functional device etc) and accessories (UPS, external HDD,OHP projector etc) and computer table.
Rate of Interest
Nil. (Processing Fee has been waived wef 01 Oct 2017)
A one-time non-refundable contribution towards insurance of loan will be recovered from the loanee from the PCL amount.
Repayment of loan
Pre-payment/Refund of loan
Re-fixation of EMIs/refund of loan is allowed not more than two times in a financial year.
Such refund in full must preferably be made before 20th of a particular month.
Details of such refund, of made by e-remittance, must be immediately communicated to AFGIS.
Not eligible if two or more (red ink) entries and five years have not lapsed from the last entry and/or disciplinary proceedings (SOE/GCM/DCM etc) are initiated/ in progress.
Documents For Personal Computer Loan
Note : All the legal papers in the application form are to be used as-it-is and not to be retyped or rephrased
Performa invoice from the dealer.
Latest pay slip IN ORIGINAL (F - 1517 / F - 1523 )
All pages of Application Form Duly completed.
Submission of Documents after availing Loan
Self-attested photocopy of the cash receipt (performa invoice/challan is not acceptable) issued by dealer indicating make, model, Sl No and other relevant information about the computer.
Within one month from the date of issue of cheque
Penal Rate Of Interest
- Penal rate of interest is chargeable for non-submission of documents and non-compliance of stipulated policy & rules.